Non-Resident Mortgages in Tenerife: LTV Limits, Risk Profiles, and Banking Realities (2026)
Securing a mortgage in Spain as an international buyer is a standard procedure, but approaching Spanish retail banks with…
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The “Desahucio Express” Reality: Eviction Timelines in Tenerife Courts (2026)
When foreign landlords invest in the Costa Adeje long-term rental market, they frequently rely on the existence of Spain’s…
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Bank Repossessions (Embargos Bancarios) in Tenerife: Hidden Debts and Legal Risks
Acquiring a bank-repossessed property (embargo bancario) in Costa Adeje is often marketed as the ultimate strategy for securing luxury…
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Obra Mayor vs. Obra Menor: Navigating Renovation Licenses with the Adeje Town Hall
One of the most common—and expensive—mistakes foreign buyers make in Costa Adeje is applying the renovation mindset of their…
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Transfer Tax (ITP) vs. IGIC: Calculating Your True Acquisition Costs in Costa Adeje
Understanding the exact tax burden of a property acquisition in Tenerife requires more than a simple percentage calculation. Because…
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Capital Gains Tax (IRNR): The 3% Retention Rule for Non-Resident Sellers in Spain
When you sell a property in Costa Adeje as a non-resident, the Spanish tax authority (Agencia Tributaria) applies a…
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Non-Resident Mortgages in Tenerife: 2026 LTV Limits and the Tasación Process
Securing leverage for a Costa Adeje property as a foreign investor requires navigating a distinct set of Spanish banking…
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The Contrato de Arras: Securing Your 10% Property Deposit in Costa Adeje (2026)
In the Spanish real estate system, the private deposit contract (Contrato de Arras) is the point of no return….
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The Plusvalía Municipal Tax in Adeje: Who Pays When Selling Property in 2026?
When selling a property in Costa Adeje, the national capital gains tax is not the only fiscal obligation on…
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Buying a “Lock-and-Leave” Property in Costa Adeje: Security, Community Rules, and Real Holding Costs
For international buyers and winter residents, the “lock-and-leave” property concept in Costa Adeje represents the ideal balance: a premium…
